Corona Virus (COVID-19)
Temporarily Unoccupied Premises – Update 9th February 2021
Issued by NIG Insurance Company
We are now into the second month of lockdown 3.0 and the Prime Minister has confirmed we are at least a further month from considering lifting restrictions. It is at this point, under normal circumstances, that many of our Packaged products would be automatically reducing coverage for premises that remain unoccupied. As we acknowledge the continued national effort to control the virus, we can confirm that full coverage will continue without notification for unoccupied properties that meet the following conditions:
The property is mandated to close according to the latest COVID lockdown rules
The premises are inspected internally at least once every 7 days, by or on behalf of the Insured
All trade refuse and waste materials are removed from the interior of the premises, with no accumulation of refuse or waste being allowed in the adjoining yards or spaces owned by the Insured
The premises are secure at all times, by putting all fastenings and protections, including locking devices and any alarm protection, into full and effective operation
The gas, water and electricity supplies, are turned off at the mains (except electricity needed to maintain any fire or intruder alarm systems, or water and heating systems for sprinklered premises)
If you are a policyholder of NIG, please make sure you adhere to the above rules if you have left your premises to work from home and take note …
If you should have any further questions please don’t hesitate to contact us on 01529 675 022 or visit and reach us via our contact form.
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